7 best places to retire in Tennessee
Tennessee is a state located in the southeastern region of the United States, known for its rich history, vibrant culture, and beautiful natural landscapes.
If you’re considering relocating for retirement, Tennessee might be an attractive option due to its relatively low cost of living, good healthcare, and abundance of recreational opportunities.
A bit more about Tennessee:
Weather
Tennessee has a temperate climate, with hot summers and mild winters. The average temperature in the summer months is around 80°F, while in the winter it’s around 50°F.
However, temperatures can vary depending on the location within the state. For example, the mountainous regions tend to be cooler than the low-lying areas.
Regardless of where you choose to live, Tennessee generally experiences a good amount of sunshine, with an average of 200 sunny days per year.
Healthcare
Tennessee has a strong healthcare system, with many top-rated hospitals and medical centers located throughout the state. Some of the top-ranked hospitals in Tennessee include Vanderbilt University Medical Center in Nashville, Erlanger Health System in Chattanooga, and the University of Tennessee Medical Center in Knoxville.
Tennessee is also home to numerous nursing homes and assisted living facilities, providing seniors with a range of options for their healthcare needs if necessary.
Cost of Living
One of the main advantages of retiring in Tennessee is its relatively low cost of living. The state’s cost of living is significantly lower than the national average, making it a budget-friendly option for retirees.
The average cost of living in Tennessee is about 8% lower than the national average, with housing being one of the most affordable expenses.
Crime
Tennessee is generally considered a safe state, with low crime rates compared to other parts of the country. However, crime rates can vary depending on the location within the state. For example, some cities, such as Memphis, have higher crime rates than others.
To ensure your safety, it’s a good idea to research crime rates in the specific area you’re considering before making a decision.
Arts and Recreation
Tennessee offers numerous museums, theaters, and performing arts centers, providing residents with a rich cultural experience.
As well as this, Tennessee is known for its beautiful natural landscapes, including the Great Smoky Mountains, the Appalachian Mountains, and the Tennessee River, providing endless opportunities for outdoor recreation such as hiking, fishing, or simply taking in the breathtaking views.
Here are some great choices when you’re looking for the best places to retire in Tennessee.
7 great choices to retire in Tennessee
Nashville
Nashville is the state capital and largest city in Tennessee, known for its rich music and cultural heritage. With its thriving arts scene, numerous museums and theaters, and a vibrant nightlife, Nashville is a great option for retirees who enjoy an active and culturally rich lifestyle. The city is home to a range of healthcare facilities, including Vanderbilt University Medical Center, which is considered one of the best hospitals in the country. The cost of living in Nashville is relatively affordable compared to other large cities, but it can be higher than some other parts of Tennessee.
If you want to be close to Nashville but prefer a smaller city or town you might like to look at:
- Murfreesboro: Located just outside of Nashville, Murfreesboro is a fast-growing city that offers retirees a low cost of living, a range of healthcare options, and close proximity to the city.
With its friendly community, diverse shopping and dining options, and numerous parks and green spaces, Murfreesboro is a great option for retirees who are looking for a balance of urban conveniences and outdoor recreation. - Brentwood: Brentwood is a affluent suburb of Nashville that offers retirees a high quality of life and a low crime rate.
With its well-regarded public schools, high-end shopping and dining options, and close proximity to Nashville, Brentwood is a great option for retirees who are looking for a suburban lifestyle with easy access to urban amenities. - Franklin: Franklin is a charming small town located just south of Nashville. With its historic downtown, picturesque streetscapes, and Southern charm, Franklin is a great option for retirees who are looking for a quiet and relaxed lifestyle.
The town has a low cost of living, and a range of healthcare options, including Williamson Medical Center.
Franklin is just a short drive from Nashville, providing residents with easy access to the city’s cultural and recreational activities.
Knoxville
Knoxville is a beautiful city located in the heart of the Appalachian Mountains. With its stunning natural scenery and rich history, Knoxville is a popular destination for retirees who enjoy outdoor recreation and cultural experiences.
The city has a low cost of living, and a range of healthcare options, including the University of Tennessee Medical Center. In addition, Knoxville is home to a thriving arts scene, with numerous museums, galleries, and theaters, providing residents with a range of cultural activities.
Chattanooga
Known for its beautiful natural scenery and rich history, Chattanooga is a popular destination for retirees. The city is located in the heart of the Appalachian Mountains, and is surrounded by stunning natural landscapes, including the Tennessee River and the Chickamauga and Chattanooga National Military Park.
Chattanooga has a low cost of living, and a range of healthcare options, including the Erlanger Health System.
With its rich cultural heritage and vibrant arts scene, Chattanooga is a great choice for retirees who are looking for a balance of outdoor recreation and cultural experiences.
Memphis
Memphis is a city with a rich musical heritage, known for its blues, jazz, and rock and roll. With its vibrant arts scene, numerous museums and historic sites, and low cost of living, Memphis is a great option for retirees who enjoy a rich cultural experience.
The city is home to a range of healthcare facilities, including Methodist University Hospital, which is considered one of the best hospitals in the state.
Memphis is also known for its delicious cuisine, with a range of restaurants serving up traditional Southern dishes.
Oak Ridge
Oak Ridge, Tennessee is a unique and vibrant city known for its rich history, scientific contributions, natural beauty, and strong sense of community. Nestled in the foothills of the Appalachian Mountains, Oak Ridge offers retirees a peaceful and picturesque environment with a range of amenities and attractions.
One of the defining aspects of Oak Ridge is its significant role in the development of the atomic bomb during World War II. The city’s history is intertwined with the Manhattan Project, and visitors can explore sites like the American Museum of Science and Energy and the Oak Ridge National Laboratory, which showcase the scientific achievements and contributions made in the area.
Nature lovers will appreciate the stunning landscapes and outdoor recreational opportunities that Oak Ridge has to offer. The city is surrounded by scenic mountains, lush forests, and pristine lakes, providing ample opportunities for hiking, biking, fishing, and boating. The nearby Great Smoky Mountains National Park, one of the most visited national parks in the United States, is a short drive away and offers breathtaking vistas and wildlife encounters.
Oak Ridge is known for its strong sense of community and friendly atmosphere. The city hosts various festivals, events, and community gatherings throughout the year, fostering a close-knit environment and providing opportunities for social interaction and engagement.
Retirees in Oak Ridge have access to quality healthcare services through multiple medical facilities and hospitals in the area. The city also has a range of shopping centers, restaurants, and cultural attractions, ensuring that residents have convenient amenities within reach.
On top of this, Oak Ridge’s central location in East Tennessee allows for easy access to other popular destinations in the region.
Johnson City
Johnson City is a vibrant city located in the Appalachian Mountains, offering retirees a low cost of living, a range of healthcare options, and close proximity to the great outdoors.
Surrounded by the picturesque Appalachian Mountains, Johnson City provides a beautiful backdrop for outdoor enthusiasts. The region offers numerous opportunities for hiking, biking, fishing, and exploring nature. Nearby attractions such as the Cherokee National Forest and Roan Mountain State Park offer stunning vistas, waterfalls, and abundant wildlife.
Johnson City is home to East Tennessee State University, which contributes to the city’s lively and intellectual atmosphere. The university hosts various cultural events, lectures, and performances that provide opportunities for lifelong learning and engagement with the arts.
With its bustling downtown, numerous cultural and recreational activities, and friendly community, Johnson City is a great option for retirees who are looking for an active and engaged lifestyle.
Cookeville
Cookeville is a charming small town located in the middle of Tennessee, offering retirees a low cost of living, good healthcare options, and a close-knit community.
One of the standout features of Cookeville is its natural surroundings. The city is surrounded by rolling hills, lush forests, and picturesque lakes, providing retirees with ample opportunities for outdoor recreation. Whether it’s hiking along scenic trails, boating and fishing in the local lakes, or simply enjoying the tranquility of nature, Cookeville offers a peaceful and beautiful environment for retirees to explore and enjoy.
Cookeville’s central location in Tennessee allows for easy access to other attractions in the region. The city is within driving distance of popular destinations such as Nashville, the Great Smoky Mountains National Park, and the Cumberland Plateau. This proximity opens up opportunities for day trips, exploring nearby cities, and experiencing the beauty of the surrounding natural areas.
These are just a few of the best places to retire in Tennessee. When choosing a location, it’s important to consider factors such as cost of living, healthcare options, proximity to cultural and recreational activities, and the overall feel of the area. By taking the time to research and choose the right location, you can ensure that you’ll enjoy a happy and fulfilling retirement in Tennessee.
What are the pros and cons of retiring in Tennessee?
Here are some the advantages and drawbacks to choosing to retire in Tennessee:
| Pros | Cons |
|---|---|
| Low Cost of Living: Compared to other states, the cost of living in Tennessee is relatively low, making it an attractive option for retirees on a fixed income. Housing costs are particularly affordable, making it possible to live comfortably on a limited budget. | Weather variations: hot and humid summers, cold winters |
| Healthcare Options: Tennessee is home to a range of healthcare facilities, including some of the best hospitals in the country. | Crime rates in some areas: While Tennessee is generally a safe state, some cities and areas have higher crime rates than others. |
| Natural Beauty: Tennessee is home to some of the most beautiful natural landscapes in the country, including the Appalachian Mountains, the Tennessee River, and numerous parks and green spaces. | Natural disaster risks: Tennessee is located in an area that is prone to natural disasters, including tornadoes and severe storms. |
| Cultural and Recreational: Tennessee is a culturally rich state, with numerous museums, theaters, and music venues. The state is also home to a vibrant arts scene. | Limited mass transit options: While Tennessee has a well-developed highway system, the state is not known for its mass transit options |
| Friendly Communities: Tennessee is known for its friendly and welcoming communities, making it easy for retirees to make new friends and get involved in local activities. |
These are just a few of the pros and cons of retiring in Tennessee. By weighing the factors that are most important to you, you can determine whether Tennessee is the right state for your retirement.
Overall, Tennessee is an great option for retirees, offering a good combination of affordable cost of living, good healthcare, low crime rates, and plenty of opportunities for arts and recreation.
Whether you’re looking for a quiet retirement in the mountains or an active retirement in a bustling city, Tennessee has something for everyone.
